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    <title>Speccue</title>
    <link>https://speccue.com/en/</link>
    <description>Crypto exchange facts side by side, every figure dated. No scores.</description>
    <language>en</language>
    <lastBuildDate>Sun, 11 Oct 2026 00:00:00 GMT</lastBuildDate>
    <ttl>1440</ttl>
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      <title>Zero-fee pairs: which side is free, and does it count?</title>
      <link>https://speccue.com/en/articles/zero-fee-trading-pairs-conditions/</link>
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      <pubDate>Sun, 11 Oct 2026 00:00:00 GMT</pubDate>
      <description>A 0% pair can mean both sides free, maker only, or free only from VIP 2. On Binance and OKX, volume on both-sides-free pairs does not count toward fee tiers. Checked on Binance, OKX and Bitfinex fee pages, 2026-10.</description>
    </item>
    <item>
      <title>Four exchange backstops, four different payouts</title>
      <link>https://speccue.com/en/articles/safu-vs-insurance-fund/</link>
      <guid isPermaLink="true">https://speccue.com/en/articles/safu-vs-insurance-fund/</guid>
      <pubDate>Mon, 05 Oct 2026 00:00:00 GMT</pubDate>
      <description>SAFU, futures insurance funds, commercial crime cover and pass-through deposit insurance all get called exchange insurance. Binance, Bybit, Coinbase and Kraken's own pages, read 2026-10, say who each one pays and who decides.</description>
    </item>
    <item>
      <title>API key permissions: read, trade, withdraw, and the IP rule</title>
      <link>https://speccue.com/en/articles/api-key-permissions-compared/</link>
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      <pubDate>Fri, 02 Oct 2026 00:00:00 GMT</pubDate>
      <description>How Binance, OKX, Bybit and Kraken divide API key permissions, what skipping the IP restriction costs on each, and which layer a given tool actually needs.</description>
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    <item>
      <title>Exchange fee structures compared: what the numbers mean</title>
      <link>https://speccue.com/en/articles/exchange-fee-structures-compared/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Dated spot-rate bands and tier structures across three platforms, with the reasons your current account fee can differ from any public snapshot.</description>
    </item>
    <item>
      <title>What to check before you put money on a platform</title>
      <link>https://speccue.com/en/articles/what-to-check-before-funding-a-platform/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Seven things you can verify yourself, each saying where to look and what counts as a problem. A method you can reuse, not a ranking.</description>
    </item>
    <item>
      <title>What proof of reserves does not prove</title>
      <link>https://speccue.com/en/articles/what-proof-of-reserves-proves/</link>
      <guid isPermaLink="true">https://speccue.com/en/articles/what-proof-of-reserves-proves/</guid>
      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>It confirms two things and structurally cannot reach four others. Reading it as a safety guarantee is the most common mistake made with it.</description>
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    <item>
      <title>Why spot and futures fees cannot be compared</title>
      <link>https://speccue.com/en/articles/spot-vs-futures-fee-tiers/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Four structural differences mean the two sets of percentages are not measuring the same thing, so comparing them directly gives the wrong answer.</description>
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    <item>
      <title>What a withdrawal actually costs</title>
      <link>https://speccue.com/en/articles/withdrawal-fees-across-chains/</link>
      <guid isPermaLink="true">https://speccue.com/en/articles/withdrawal-fees-across-chains/</guid>
      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Three pricing models, the gap between a platform's flat fee and the floating on-chain cost, and a way of checking that will still work next year.</description>
    </item>
    <item>
      <title>What each security control stops</title>
      <link>https://speccue.com/en/articles/security-features-compared/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Two-factor, whitelists, anti-phishing codes and passkeys, each set against what it stops and the specific gap it leaves open. Three columns, no ratings.</description>
    </item>
    <item>
      <title>Order types, read by their fields</title>
      <link>https://speccue.com/en/articles/order-types-across-platforms/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>The same function carries different names across platforms, and the same name means different things. Read the parameter fields, not the label.</description>
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    <item>
      <title>What "regulated" means on each platform's own terms</title>
      <link>https://speccue.com/en/articles/what-regulated-means/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>Licence, registration and filing are three different things, and being licensed in one place is not protection in another. A method, not a verdict.</description>
    </item>
    <item>
      <title>The arithmetic behind a platform token discount</title>
      <link>https://speccue.com/en/articles/fee-discounts-and-token-burn/</link>
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      <pubDate>Sun, 23 Aug 2026 00:00:00 GMT</pubDate>
      <description>How the deduction works, what burning actually does, and how to convert a percentage off into the thing you are taking on to get it.</description>
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