Speccue

Custody and reserves

Who holds the assets, who controls the keys and what a reserve statement can show are separate questions. These articles compare exchange custody, self-custody, hot and cold storage, hardware wallets and the limits of reserve evidence.

5 articles
All articles in this subject; check each page for its source links and verification date.
Subject
Custodial vs self-custody wallets: an honest trade-off table Platform custody and self-custody fail in completely different ways. Both sets of failure modes, and the three inputs that decide which one fits you.
What proof of reserves proves, and what it cannot It confirms two things and structurally cannot reach four others. Reading it as a safety guarantee is the most common mistake made with it.
Hot and cold storage are two different questions A platform's internal storage split and your own custody choice are different layers. Conflating them produces conclusions that sound right and are not.
What is worth comparing on a hardware wallet Five dimensions worth comparing, and why the recovery column decides more than the supported-coin count that dominates every spec sheet.
Crypto exchange insurance funds: four backstops, and what each one pays for SAFU, futures insurance funds, commercial crime cover and pass-through deposit insurance all get called exchange insurance. Binance, Bybit, Coinbase and Kraken's own pages, read 2026-10, say who each one pays and who decides.