Speccue

Articles

Each page sets out published facts side by side and says what they mean for different kinds of user. No page here ranks platforms or scores them.

Revised 2026-10-05 Speccue Reference Desk 21 published
Figures inside these pages are dated snapshots with a source link, not live data.
N°SubjectTypeChecked
01 Exchange fee structures compared: what the numbers actually mean Maker/taker splits, the tier rule underneath them, token discounts, and the costs that never reach a fee page. Reference 2026-08
02 Custodial vs self-custody wallets: an honest trade-off table Both sets of failure modes in full, including the self-custody ones most coverage leaves in a footnote. Reference 2026-08
03 What to check before you put money on any platform Seven things you can verify yourself, each with where to look and what counts as a problem. Reference 2026-08
04 What proof of reserves proves, and what it cannot The two things it confirms, and the four it structurally cannot reach. Reference 2026-08
05 Why spot and futures fee percentages are not comparable Four structural differences that make the two sets of percentages incomparable. Reference 2026-08
06 What a withdrawal actually costs, and why the number moves Three pricing models, the gap between flat fees and floating costs, and a method that will not expire. Reference 2026-08
07 What each security control stops, and what it leaves open What each control stops and what it does not, set out in three columns. Reference 2026-08
08 Order types, and why the name on the button is unreliable Same function, different names; same name, different behaviour. Read the fields, not the label. Reference 2026-08
09 What "regulated" means on each platform's own terms Licence, registration and filing are three things. A method for checking, not a verdict. Reference 2026-08
10 What a platform token discount actually costs How the discount works, what burning actually does, and the arithmetic of what it costs you. Reference 2026-08
11 Account limits belong to the level, not to you Limits attach to the verification level, not the account. Hitting one is rarely a problem with you. Reference 2026-08
12 Hot and cold storage are two different questions The platform's storage split and your own custody choice are two different layers. Reference 2026-08
13 What is worth comparing on a hardware wallet Five dimensions, and why the recovery column matters far more than the coin count. Reference 2026-08
14 Where the cost of a deposit actually sits Cost structure and speed for four deposit rails. Zero fee usually is not zero cost. Reference 2026-08
15 Fiat rails, classified by how the money actually moves Classified by clearing route, which decides cost, speed and when a rail disappears. Reference 2026-08
16 App or web, and the two risks that only exist on one of them Beyond features: install source and clipboard are the two exposures unique to mobile. Reference 2026-08
17 Support channels, and the question that comes before them What each channel can solve — but where you enter from matters more than which you pick. Reference 2026-08
18 Opening a Binance account, and finding your real fee tier Registration, verification, security and funding, plus checking the tier you actually landed in. Guide 2026-08
19 API key permissions: read, trade, withdraw, and the IP rule Four platforms' permission layers side by side, plus what an unrestricted key costs you on each, and how far to open one for accounting, strategies or withdrawals. Reference 2026-10
20 Crypto exchange insurance funds: four backstops, and what each one pays for SAFU, a futures insurance fund, a commercial crime policy and pass-through deposit insurance, read off the platforms' own pages: what triggers each one, who decides a payout, and where the ceiling sits. Reference 2026-10
21 Zero-fee trading pairs: which side is free, and does the volume count toward VIP? Maker-only or both sides, whether the volume still counts toward a fee tier, and how a pair loses its zero, read off the Binance, OKX and Bitfinex fee pages. Reference 2026-10